Life Lock

• SBLI - Buying or selling a home? Click below for all your real estate needs.
  

Savings & Investment Accounts

• Share Savings Accounts - The initial account you open to become a member of the credit union, your Share Savings Accounts is designed to meet your basic saving needs.
• Holiday Club Accounts - Making regular deposits into a credit union Holiday Club Account is a great way to build the funds you'll need for holiday season expenses.
  

Loans

• Signature Loans - A Saks Fifth Avenue EFCU Signature Loan allows you to borrow the money you need based solely on your signature. Use the money to consolidate debts, go on vacation, pay unexpected expenses… any worthwhile purpose at all.
• Personal Line-of-Credit - This type of revolving credit line can be used to satisfy borrowing needs as they arise, or as Overdraft Protection on your credit union Checking Account. There is no minimum borrowing requirement - we'll advance whatever amount you need to cover an overdraft.
  
• New & Used Vehicle Loans - Looking to finance the purchase of a new or pre-owned vehicle? Our great low rates and flexible terms make a Saks Fifth Avenue EFCU New or Used Vehicle Loan an excellent choice.
• MAPS™ Vehicle Financing - Our MAPS™ Vehicle Financing program gives you the low payments you'd expect from a lease, plus the best part of conventional financing - actually owning your vehicle! Click here for complete information about the MAPS™ program.
  
• Share Secured Loans - Securing your loan with funds on deposit in a Saks Fifth Avenue EFCU deposit account entitles you to an especially low rate. Like a Signature Loan, there are no restrictions on how you can use the money you borrow.
• VISA Credit Cards - Our VISA Classic and VISA Platinum credit cards have lots of money-saving benefits.
  

  VISA Classic Low 12.99% APR No Annual Fee No Cash Advance Fee Credit Limits Up to $5,000 Available 25-Day Grace Period On Purchases

  VISA Platinum Low 10.00% APR Low 11.00% APR on Cash Advances No Annual Fee No Cash Advance Fee Credit Limits Up to $100,000 Available 25-Day Grace Period On Purchases Plus Much More!

  

Convenient Services

• Checking Accounts - Unlike the checking accounts offered by many other financial institutions, a Saks Fifth Avenue EFCU Checking Account has no per-check charges. Also, Overdraft Protection is available, so you never have to worry about the embarrassment and expense of insufficient funds charges.
  
• ATM Card - With a Saks Fifth Avenue EFCU ATM card, your credit union accounts are accessible 24 hours a day, seven days a week. Your ATM card can be used at any ATM that displays one of the following logos: PLUS, NYCE, The Exchange and Member Access. Please note that you must have a Share Draft (Checking) Account to have an ATM Card.
  
• Direct Deposits & Payroll Deduction - These free services let you have some or all of your net pay, retirement or government-issued check automatically deposited into your credit union account(s) every pay period. Direct Deposit and Payroll Deduction can eliminate quite a few inconvenient trips to our office.
• Call-24 (Audio Response System) - You can use this convenient service to access your credit union accounts anytime day or night and make balance inquiries, transfer funds between accounts, make a payment on your credit union loan, and more - all from any touch-tone phone in the world!
• Additional Services
  • Life Savings Insurance
  • Credit Life & Disability Insurance
  • ACH & Wire Transfers
  • Discount Amusement Park Tickets
  • Discount Shopping Program
  • Family Membership
  • Overnight Deliveries